Our solutions are retirement-focused, not generic wealth management
About
You’ve been working for the last thirty years, most likely balancing raising a family with establishing yourself in the workplace. You have sent your children off to college into adulthood and have found ways to contribute positively to society. Maybe you have become a grandparent, or are closer to becoming one. Whatever path you are on, you are most certainly finding enjoyment in all the small things in life.
As we get closer to retirement, most of us consciously or unconsciously ask ourselves “who will I be if I retire?” Our careers have helped us establish an identity in the world and how we serve others. Focusing on the things we are grateful for and being intentional about what we will do with our time and money can help.
That’s where Gratus Wealth Management comes in. Gratus, which in Latin means “grateful,” is a name that we have chosen in order to convey our firm’s commitment. That commitment being; to help retirees be grateful for what they currently have, the family they are apart of, the precious moments they have experienced, and the laughter that has come with them.
These things which you cherish, are important to you, which make them important to us. At Gratus, we will provide you with advice and financial confidence so you can focus on making memories you and your family will be grateful for, for years to come.
Justin Marcus
Founder and CEO
Justin Marcus is the Founder & CEO of Gratus Wealth Management. He studied Finance at Towson University.
Justin is an Investment Adviser Representative (IAR) registered in the State of Maryland and has passed the Series 65 Securities exam. He provides fee-based investment advisory services through Fortis Capital Advisors, a Registered Investment Advisory firm. He also holds life insurance licenses in Maryland, Virginia, and DC. As a fiduciary, Justin is required to always put his client's needs first.
His proprietary processes, The Gratus Approach and The Gratus Flight, are programs that focus on the key areas of retirement planning: Income, Investments, Taxes, Health Care, and Legacy.
Justin has 11 years of experience in the Financial Services industry prior and started Gratus Wealth Management to focus exclusively on planning for the decumulation process. He believes a strict, retirement-focused niche with a holistic approach serves retirees and upcoming retirees in a better capacity than his prior experience in the industry.
Justin is a Maryland native and currently resides in Bethesda with his beautiful wife and one-year-old son. He most enjoys spending time outdoors with his family and friends.
Who we serve
What makes Gratus Wealth Management different from other financial firms?
For most of us, retiring is one of the biggest financial decisions we make in our lives. Do you want to work with someone who knows a little about a lot of subjects, or a lot about one? Just as we wouldn’t have our primary doctor perform a complex neurosurgery, we don’t believe all financial professionals are experts in every area. We specialize in working with people that are looking to retire in the next 10 years and people who are already retired. Our solutions are retirement-focused, not generic wealth management.
Would you enjoy working with someone who cares about you, your family, and your needs? We are relationship focused. Instead of using industry jargon and using big words, we relate to you as a person, understand your perspective and true needs, then tailor plans to fit your goals.
How great would it feel to be able to travel and pursue your retirement dreams with financial confidence? By putting together a holistic plan, which incorporates tax-efficient strategies, you will be able to create a strategy that includes your travel plans, a retirement income you can't outlive and take care of your family when you are not here.
We do full planning, which includes tax-efficient strategies. While we are not CPAs, we work closely with outside CPAs and keep abreast of the different ways effective tax planning affects our income during retirement.